Start up Costs Calculator Template

The start up costs calculator estimates the business start up costs and funding required to get your business off the ground.

In addition, the start up costs calculator will produce an opening balance sheet based on the information entered for use in the Financial Projections Template.

Startup costs are the costs which you incur before your business starts. Startup costs can be separated into expenses and assets. Firstly, expenses are items such as payroll and legal costs which are part of the income statement and therefore opening reserves of the business. In contrast, assets are items such as furniture and machinery which are capitalized and form part of the opening balance sheet of the business.

start up costs template v 1.2

The total start-up cost, expense and assets, must be matched by start up funding. The funding takes the form of supplier credit (accounts payable), other liabilities, debt such as bank loans, and capital from investors and from the owner of the business.

The small business start up costs Excel sheet, available for download below, helps a business calculate the start up costs and funding by entering values for expenses, assets, liabilities and equity. Providing the startup costs and funding match, then the template will produce an opening balance sheet.

Start up CostsĀ Calculator Download

The startup costs calculator is available for download in Excel format by following the link below.

Notes and major health warnings
Users use this business startup cost calculator spreadsheet at their own risk. We make no warranty or representation as to its accuracy. We are covered by the terms of our legal disclaimer, which you are deemed to have read. This is an example of an startup cost template that you might use as part of a business plan. It is purely illustrative. This is not intended to reflect general standards or targets for any particular company or sector. If you do spot a mistake in the start up costs Excel template, please let us know and we will try to fix it.
Last modified November 24th, 2022 by Michael Brown

About the Author

Chartered accountant Michael Brown is the founder and CEO of Plan Projections. He has worked as an accountant and consultant for more than 25 years and has built financial models for all types of industries. He has been the CFO or controller of both small and medium sized companies and has run small businesses of his own. He has been a manager and an auditor with Deloitte, a big 4 accountancy firm, and holds a degree from Loughborough University.

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