## Other Liabilities Days Calculator

In the financial projections template other liabilities represents amounts owed in respect of operating expenses, finance costs and income tax expenses. This free Excel financial calculator calculates the other liabilities days outstanding by entering details of the expenses, number of days in the accounting period, and the other liabilities balance.

## Working Capital Over Total Assets Ratio

The working capital over total assets ratio is a financial ratio used by a business to give an indication of it’s liquidity or financial distress. The ratio is calculated by taking the difference between the current assets and current liabilities and dividing this by the total assets of the business.

## Retained Earnings Total Assets Ratio

A business can fund it’s operations from both internal (retained earnings) and external (debt and injected capital) sources. The retained earnings to total assets ratio is the ratio of the accumulated retained profits of the business compared to its total assets, and is an indication of the percentage of assets funded by internal resources.

## Debt Ratio in Financial Projections

Leverage is the extent to which a business uses liabilities relative to equity to finance it’s assets. The debt ratio is the ratio of liabilities to assets and is used in the financial projections template as one indicator of financial leverage.

## Operating Return on Assets Ratio

The operating return on assets ratio measures the ability of a business operation to use its assets to generate earnings. It is calculated by dividing the operating income by the assets of the business.

## Retail Business Plan Financial Projections Review

By using the financial statements of a similar retail business it is possible to review the key assumptions and ratios used in the financial projections of a startup retailer.

## Manufacturing Business Financial Projections Review

By using the financial statements of a similar business it is possible to review the key assumptions and ratios used in the financial projections of a startup manufacturer.

## Equity Multiplier Ratio

Leverage is the extent to which a business utilizes liabilities relative to equity funding, to finance its operations. The equity multiplier is the ratio of assets to equity and is used in the financial projections template as one indicator of leverage.

## Asset Turnover Ratio

Efficiency is the ability of a business to use its asset base to generate revenue (and therefore profit). The asset turnover ratio is used in the financial projections template as one indicator of efficiency, and shows the amount of revenue generated by the business relative to the amount invested in assets.

## Profit Margin Ratio

Profitability is the ability of a business to control its expenses in relation to its revenue. The profit margin ratio is used in the financial projections template as one indicator of profitability, and shows the percentage of revenue retained by the business after deducting all expenses.

## Financial Projection Return Ratios

The financial projections template includes the calculation of two return ratios to indicate the ability of the business to generate profit from its assets (return on assets), and to provide a return to the owners of the business (return on equity).